Don't overlook these!
Updated for 2011
In addition to the taxes withheld from an employee's pay, the employer is also liable for federal employment taxes:
An employer is liable for the following federal employment taxes:
FICA taxes include: social security and Medicare taxes. (FICA stands for Federal Insurance Contributions Act.)
For 2011, the employee's share of the social security tax rate is reduced to 4.2%, from 6.2%, a 2% reduction. However, the employer's share of the tax remains 6.2%.
No change in 2011 for the Medicare tax; it remains 2.9%. The employer and employee each pay half of the 2.9% rate, 1.45%.
FUTA tax is strictly an employer tax. Employees do not pay this tax. Only gross wages up to $7,000 paid to each employee is assessed FUTA taxes. For example, if you have two employees and paid gross wages of $15,000 to one of them and $6,000 to the other, total FUTA wages subject to the tax is $13,000 ($7,000 plus $6,000).
For 2011, there are two FUTA tax rates:
Keep in mind, there is a credit of up to 5.4% for state unemployment taxes that reduces the FUTA liability to .8% (.008) for the first six months of 2011 and .6% (.006) for the last six months of 2011.
Only employers that pay all the required state unemployment fund contributions for 2011 by April 17, 2012 will receive the entire credit. The credit for payments made after April 17, 2012 is limited to 90% of the pre-deadline credit.
If you're self-employed and have regular business employees as well as household employees, you have two options for reporting FICA and FUTA taxes:
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